This blog is designed to save you money and time, give ideas to cut your budget, cheap recipes and meals, raise kids on a budget, and help increase your personal wealth.
Thursday, December 10, 2009
Oh What Do You Do In The Winter-Time?
http://www.homedepot.com/webapp/wcs/stores/servlet/ContentView?catalogId&langId=-1&pn=Kids_Workshops&storeId=10051
The Home Depot's Kids Workshops offer useful projects including the creation of toolboxes, fire trucks and mail organizers, as well as more educational projects, such as a window birdhouse, bughouse or Declaration of Independence frame kit.The workshops teach children do-it-yourself skills and tool safety, while at the same time helping to instill a sense of accomplishment. Additionally, this fun time allows for quality one-on-one time between adults and children.In addition to the newly constructed project kit, each child receives a kid-sized orange apron, similar to The Home Depot associates' aprons, and an achievement pin.
Thursday, March 19, 2009
Prayer Pretzels
Prayer Pretzels
You'll need:
1 package of dry yeast1-1/2 cups lukewarm water (not hot)2 tablespoons sugar 1 teaspoon salt 4 cups of flour 1 beaten eggsalt
Dissolve yeast in warm water and let rise a few minutes. Add sugar and salt and blend in 4 cups flour. Turn dough out on floured table or breadboard and knead until smooth. Refrigerate until you are ready to use at your table. Preheat oven to 325 . Lightly grease cookie sheet or toaster oven tray. Cut off 4" piece of dough roll into ropes about six to eight inches, or a length you can easily twist. Twist into shape with loop at top and two arms folded over. Arrange on lightly greased toaster oven tray or cookie sheet allowing space between pretzels for expansion. Brush with beaten egg -- those places you miss will not brown. Sprinkle with salt. Bake 12-15 minutes. Ovens may vary so check after 7-8 minutes.
Talk about prayer with your family:
There are many types of prayers. Ask the children if they can think of any:.
Prayers of Gratitude (food - family - home - health - earth)
Peace (giving talk or performing so nerves will be calm)
Safety (travel, etc.)
Someone's health - friend family member facing surgery or medical problem
Strength / Priesthood Blessings (to get through a tough situation)
Sacrament Prayers
Review prayer language
Tell the story of the Pretzel - In about 610 A.D. a very creative Alpine Monk decided to make use of the dough left over from baking bread. The Monk formed them into thin strips folded into a looped twist to represent the folded arms of children in prayer. This scrumptious treat was given to the children as they learned their prayers. They began calling the treat "Pretiola", which is Latin for "little reward". Soon it was known to the world as pretzel. The secret of making great pretzels is not only in the baking but also in the shaping. We, like pretzels, are made from the best ingredients, by the best hands available, the hands of our Father in Heaven. Have you ever seen a broken pretzel, or one that has lost it's shape? We too, can lose our shape when we don't pray always to keep our spirituality in place. The simple shape of the pretzel, arms folded in prayer, reminds us to pray each day. Our "Pretiola" or "little rewards" are the blessings we receive. During this twisting time, it may be possible to talk about what happens when we pray for others. Francis of Assisi said, "The gift of prayer is no small gift, to whomever it is given." It is a gift implying love, thoughtfulness, and often action on the part of the person who says the prayer.
While the children are making their pretzels, ask them to think of one person they can pray for and to challenge them to remember them throughout the day and in their prayers. (Before starting family prayers at night, review the names of those you want to remember so that you can pray for them as a family too.)
Thursday, November 6, 2008
The Cost of Raising Children
I take this as a challenge and think that I can do a better job for way less than this:
The table below shows the estimated annual costs of raising a child, based on a survey by the U.S. Department of Agriculture. The table shows costs based on a family with two children on a per-child basis. The data comes from the Consumer Expenditure Survey by the U.S. Department of Labor, conducted from 1990-92.The figures have been updated to 2001 dollars using the Consumer Price Index. The USDA ends its cost survey when a child legally becomes an adult at age 18. It does not include any estimates for sending your children to college nor does it offer any cost estimates if your child remains in your home as a dependent after the age of 18. The College Board reports that in the 1998-99 school year, a resident student at a four-year private college will spend about $23,578 a year; a student at a public college will pay $9,008 a year. See the footnotes¹ below for further information. If you're a single-parent family, use the Single-Parent Family table. |
Dual-Parent Family
Age of Child | Housing | Food | Transportation | Clothing | Health | Child care/ Education | Miscellaneous | Total |
Before-tax income: up to $39,100 | ||||||||
0 to 2 | 2,500 | 910 | 780 | 370 | 460 | 840 | 630 | 6490 |
3 to 5 | 2,470 | 1,010 | 750 | 360 | 440 | 820 | 680 | 6,630 |
6 to 8 | 2,380 | 1,300 | 880 | 400 | 510 | 560 | 680 | 6,710 |
9 to 11 | 2,150 | 1,560 | 950 | 450 | 560 | 340 | 720 | 6,730 |
12 to 14 | 2,400 | 1,640 | 1,070 | 750 | 560 | 240 | 900 | 7,560 |
15 to 17 | 1,940 | 1,780 | 1,440 | 660 | 600 | 400 | 660 | 7,480 |
Total | 41,520 | 24,600 | 17,610 | 8,970 | 9,390 | 9,990 | 12,720 | 124,800 |
Before-tax income: $39,100 to $65,800 | ||||||||
0 to 2 | 3,380 | 1,090 | 1,160 | 430 | 610 | 1,380 | 980 | 9,030 |
3 to 5 | 3,350 | 1,260 | 1,130 | 420 | 580 | 1,530 | 990 | 9,260 |
6 to 8 | 3,260 | 1,600 | 1,260 | 470 | 660 | 980 | 1,030 | 9,260 |
9 to 11 | 3,030 | 1,890 | 1,330 | 520 | 720 | 640 | 1,250 | 9,190 |
12 to 14 | 3,280 | 1,900 | 1,450 | 870 | 720 | 470 | 1,250 | 9,940 |
15 to 17 | 2,820 | 2,110 | 1,840 | 780 | 770 | 810 | 1,010 | 10,140 |
Total | 57,360 | 29,550 | 24,510 | 10,470 | 12,180 | 17,430 | 18,960 | 170,460 |
Before-tax income: $65,800 and up | ||||||||
0 to 2 | 5,370 | 1,440 | 1,630 | 570 | 700 | 2,090 | 1,630 | 13,430 |
3 to 5 | 5,340 | 1,630 | 1,600 | 560 | 670 | 2,270 | 1,650 | 13,720 |
6 to 8 | 5,250 | 1,970 | 1,720 | 610 | 770 | 1,560 | 1,690 | 13,570 |
9 to 11 | 5,020 | 2,290 | 1,800 | 670 | 820 | 1,090 | 1,720 | 13,410 |
12 to 14 | 5,270 | 2,400 | 1,920 | 1,100 | 830 | 840 | 1,900 | 13,170 |
15 to 17 | 4,810 | 2,530 | 2,330 | 1,000 | 870 | 1,470 | 1,660 | 14,670 |
Total | 93,180 | 36,780 | 33,000 | 13,530 | 13,980 | 27,960 | 30,750 | 249,180 |
Age of Child | Housing | Food | Transportation | Clothing | Health | Child care/ Education | Miscellaneous | Total |
Before-tax income: up to $39,100 | ||||||||
0 to 2 | 2,240 | 1,010 | 730 | 330 | 220 | 530 | 380 | 5,440 |
3 to 5 | 2,550 | 1,060 | 640 | 350 | 330 | 720 | 500 | 6,150 |
6 to 8 | 2,710 | 1,340 | 740 | 410 | 390 | 650 | 670 | 6,910 |
9 to 11 | 2,600 | 1,550 | 530 | 420 | 490 | 310 | 540 | 6,440 |
12 to 14 | 2,600 | 1,550 | 620 | 710 | 520 | 400 | 520 | 6,920 |
15 to 17 | 2,760 | 1,690 | 970 | 830 | 520 | 300 | 600 | 7,670 |
Total | 46,380 | 24,600 | 12,690 | 9,150 | 7,410 | 8,730 | 9,630 | 118,590 |
Before-tax income: $39,100 and up | ||||||||
0 to 2 | 4,820 | 1,560 | 2,220 | 470 | 510 | 1,290 | 1,580 | 12,450 |
3 to 5 | 4,820 | 1,650 | 2,130 | 500 | 690 | 1,620 | 1,690 | 13,410 |
6 to 8 | 5,290 | 1,980 | 2,240 | 570 | 790 | 1,510 | 1,870 | 14,250 |
9 to 11 | 5,180 | 2,380 | 2,030 | 580 | 950 | 880 | 1,740 | 13,740 |
12 to 14 | 5,190 | 2,380 | 2,110 | 950 | 1,000 | 1,260 | 1,720 | 14,560 |
15 to 17 | 5,340 | 2,470 | 2,290 | 1,090 | 990 | 1,030 | 1,800 | 15,010 |
Total | 92,850 | 37,110 | 39,060 | 12,480 | 14,790 | 22,770 | 31,200 | 250,260 |
¹ The figures represent estimated expenses on the younger child in a two-child family. Estimates are about the same for the older child, so a family of two would then double the total cost. Thus, a family with two children and an income of less than $39,100, could expect to spend somewhere around $249,600, for two children by the time they each had reached age 18. If you have only one child, the USDA assumes you'll spend slightly more on that child and suggests multiplying the total expense for the appropriate age category by 1.24. If you have three or more children, the USDA assumes you'll spend slightly less per child. To estimate expenses for each child in a family with three or more children, multiply the total expense for each appropriate age category by 0.77. For expenses on all children in a family, these totals should be summed.
Sunday, June 29, 2008
Kool Aid Play Dough
This is always a hit at my house:
Kool Aid Play Dough
1 cup Flour
1 Tbsp. vegetable oil
1 pack Kool Aid
1/4 cup salt
2 Tbsp. cream of Tartar
1 Cup water
Mix Flour, salt, cream of tartar, and Kool Aid in Medium pot. Add water and oil. Stir over medium heat for 3-5 minutes. When mix forms a ball, remove and knead.
Store in a plastic bag in the refrigerator.
Monday, June 16, 2008
Kids Activities...
We get movies, books, and attend activities for free all year long.
Love it.
Wednesday, June 11, 2008
Homemade Baby Wipes


Making your own baby wipes will not only save money, but you will know that no harsh or drying chemicals are touching your baby's bottom.
What You Need:
· Round plastic container (Rubbermaid #6 or #9 works well)
· Thick, strong roll of paper towels
· Sharp knife to cut paper towel roll in half (Be Careful!)
· 2 cups hot water
· 2 Tablespoons baby shampoo or baby wash
· 1 Tablespoon baby oil
Here's How:
1. Cut the roll of paper towels in half with a knife.
2. Mix liquid ingredients in container.
3. Place the paper towels in the container with the cut side facing downward.
4. Secure lid tightly and allow to sit until all liquid is absorbed into the paper towels.
5. Turn the container upside-down and allow to sit for 10 minutes.
6. Open container and 'start' the roll by removing the cardboard center and pulling a towel from the inside of the roll.
7. Wipes are now ready to use.
Tips:
1. Save the other half of the roll for use next time you make wipes.
2. Make sure the container is closed tightly after each use to prevent drying out.